CALCULATOR
Net Worth Tracker
Your net worth is the score. Assets minus liabilities - that's the number that actually matters for your financial health.
Client-side only. No data is saved or transmitted anywhere.
Assets
$0Liabilities
$0TOTAL ASSETS
TOTAL LIABILITIES
NET WORTH
DEBT-TO-ASSET RATIO
ASSETS vs LIABILITIES
Net Worth Growth Projection
How much are you adding to your net worth each month?
IN 1 YEAR
IN 3 YEARS
IN 5 YEARS
Why This Matters
Net worth is the number that doesn't lie. Income is what comes in. Net worth is what stays. A big salary with big debt can leave you with a net worth lower than someone earning half as much who's been saving consistently.
Check it monthly. The trajectory matters far more than any single number. Moving from -$20,000 to -$5,000 is real progress, even though both figures are red. Direction is everything.
A debt-to-asset ratio under 50% is healthy territory. Above 80% means your liabilities are consuming what you own. Your FIRE number is really just a net worth target - this calculator tells you exactly where you are on that path.